Welcome to Bay Federal Credit Union's Online Mortgage Site
We now offer up to 95% financing for home purchases! * Click here to get pre-qualified today!
Click here to visit our Loan Consultant Page and receive a personalized rate quote
Click here for a printable loan application
We would like to inform you that due to market conditions, the ability to extend rate locks has been suspended. All loans must close within their initial lock period or the loan is subject to re-pricing.
Bay Federal Credit Union is no longer lending on Manufactured Homes on Real Property that were built prior to 06/15/1976. Need help determining when your home was built? Contact us
*Offered to qualified borrowers with a credit score of 660 or greater. Loan amounts available up to $417,000. Requires mortgage insurance approval.
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